Umba
Countries Served
Open up banking services for Africa's underserved consumers and SMEs.
A financially inclusive Africa powered by seamless and affordable banking.
Serving consumers and businesses across Kenya and Nigeria.
Save flexibly from KES 50 or use a fixed deposit from KES 5,000.
Unlock vehicle value through logbook lending or finance a new or used car.
Pay suppliers and vendors, save recipients and generate payment reports.
Accessible digital services designed for underserved consumers and SMEs.
Umba Kenya states that it is CBK licensed and that eligible deposits are KDIC insured.
Serving Kenya and Nigeria
Receive money and make secure local transfers to saved beneficiaries.
Build flexible savings or choose a fixed deposit for a higher return.
Access eligible personal, business, logbook and vehicle-finance products.
1
Register using your current personal and contact details.
2
Complete the required identity and contact verification checks.
3
Add funds and choose the account or savings option that suits you.
Use eligible payment, transfer, savings and credit services.
Don’t find your answer here? just send us a message for any query.
Contact with UsUmba is a digital banking business serving Kenya and Nigeria with savings, payments and eligible credit products.
Umba Kenya states that it is licensed by the Central Bank of Kenya and that eligible deposits are insured by the Kenya Deposit Insurance Corporation.
Yes. Registration and identity verification are completed digitally using your current details and required identity documents.
Umba currently serves Kenya and Nigeria. Available products and eligibility differ by country.
Eligible Kenyan customers may access business lending, logbook loans and vehicle finance, subject to application, assessment and approval.
Monday to Friday, 8:00 AM to 5:00 PM; Saturday, 8:00 AM to 12:00 PM; Sunday closed.